🧠 Imagine This:

You want to save money for your future AND also protect your family if something happens to you. Normally, you save money all by yourself. But with Kai-Zen, you get a boost.

💡 How It Works (Super Simple):

1. You put in some money for 5 years (just like saving).
2. A special bank helps by putting in more money (about 3x what you put in).
3. That big pile of money is used to buy a special kind of life insurance that grows in value.
4. After 5 years, you don’t have to put in any more money, and the policy keeps growing.
5. Later in life, you can take out money to live on in retirement, and it’s tax-free.
6. If you get really sick or pass away, your family gets a big payout.

👛 Example Time:

Let’s say you make good money — over $150,000 a year — and you decide to put in $30,000 each year for 5 years. So:

• You put in: $150,000 total
• The bank helps by adding around $300,000 more
• Now you’ve got $450,000 working for you, not just your own money

💵 What You Get Back:

• After you retire (let’s say around age 65), you can start taking money out.
• Depending on your age, health, and how the market does, you might get around $80,000 to $100,000 every year for 20 years or more.
•  And your family gets a big life insurance payout too — often $2 million or more.